11.2 Business Auto Physical Damage Coverage Form
The physical damage coverage provided in Section III of the Business Auto Coverage Form is also available as a separate coverage form known as the Business Auto Physical Damage (BAPD) Coverage Form. The BAPD Coverage Form may be added to a Commercial Package Policy (CPP) when a business needs physical damage coverage for covered autos but does not need business auto liability coverage under that form. This coverage form provides only physical damage coverage.
The BAPD Coverage Form has five symbol designations:
| Symbol | Description |
|---|---|
| Symbol 1 | Owned Autos Only |
| Symbol 2 | Owned Private Passenger Autos Only |
| Symbol 3 | Owned Autos Other Than Private Passenger Autos Only |
| Symbol 4 | Specifically Described Autos |
| Symbol 5 | Hired Autos Only |